Back to Your Overview

Highest Adjustable Indexed Annuity Rates

180 Products  •  Based on the S&P 500 index  •  Data Date: 10/26/2026  •  Ranked by Return  •  All States

✓ Based on the S&P 500 index ✓ Fixed Indexed Annuity ✓ Ranked by Return
Source: Annuities Genius™
Highest return from an insurer rated A− or better
Return assumes cap unchanged & historical market performance

Rates shown are effective as of 10/26/2026 and are subject to change without notice. Fixed Indexed Annuities (FIAs) are insurance products, not bank deposits, and are not FDIC-insured. The “Return” column reflects a hypothetical back-tested return assuming the cap/participation rate remains unchanged for the full term and the underlying index performs in line with historical averages — this is not a guarantee of future performance. AM Best ratings are current as of the data date. Products shown may not be available in all states. Minimum premiums, age restrictions, and surrender charge schedules vary by product. Verify all rates, state approvals, and suitability with your licensed agent before purchasing. James Alden, CA Insurance License #0C53378.